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Service You Can Bank On
EZCheck® Check Services, a unique information and payment services company, offers the most
advanced check systems in the industry. Backed by over 15 years experience in transaction processing,
EZCheck allows its customers to take full advantage of the new innovations in the world of electronic
commerce and provides the added safety and convenience of paperless money through its Electronic
Check Transfer (ECT) service. In addition, EZCheck offers a complete line of check guarantee, check
verification and collection services to the business community and is ranked among the top providers
of check services in the country.
Solutions that Build Long Term Customer Relationships
EZCheck specializes in delivering solutions that meet virtually every business's payment processing
needs. Through the company's wide variety of products and services it helps businesses accept more
checks and realize increased cash flow, while reducing risk.
EZCheck's desire to develop long-term customer relationships begins with its strong commitment to
provide unsurpassed value and service. As a privately held company EZCheck can adjust its resources
and customize programs as necessary to ensure complete customer satisfaction and maximize
merchant retention.
Houston-based EZCheck is a member of the Electronic Check Council, a committee of the National
Automated Clearing House Association, and the Electronic Transaction Association. EZCheck's
Corporate Leaders have over 30+ years of collective experience in the payments industry and were key
members of the team that first developed and marketed electronic check conversion in the mid 1990s.
Providing Excellence in Electronic Payment Services
Consumers like to write checks! It's still the most popular payment option chosen at the point-of-sale
today. Check sales account for over 50% of all non-cash payments at the point-of-sale. That’s more
than $650 billion annually. When merchants accept more checks, they make more sales. And
EZCheck™ Check Services is here to assure that your customers’ affinity for checks can be
accommodated by offering the most efficient and effective check acceptance programs in the industry
today.
So how do you distinguish between the good and bad check writer? Accept the wrong check and you
risk wiping out an entire day's profits. EZCheck reduces risk by providing access to the largest and
most accurately maintained database and risk management system in the country. With EZCheck,
merchants can accept more checks, increase sales and build their business by offering their
consumers a liberal check acceptance policy.
The Safe and Secure Process that Streamlines Operation - Electronic
Check Conversion (ECT)
The EZCheck® Electronic Check Transfer (ECT) program combines the benefits of paper checks with
the speed, ease and safety of electronic processing. It's just like accepting a credit card or debit card at
the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from
the customer's bank account to the business's bank account. Combined with Check Guarantee, this
service delivers a streamlined check acceptance process that eliminates returned checks and returned
check fees, while reducing paperwork and trips to the bank.
With the EZCheck ECT program, check writers will continue to benefit from the float of a paper check,
since the electronic item is processed through the banking cycle in the same amount of time as a
traditional paper check. It's a safe process that uses a secure bank system similar to those used for
direct deposits and ATM transactions.
The EZCheck ECT program helps businesses take full advantage of this new innovation in the world of
electronic commerce and provides the added safety and convenience of paperless money. Determine
the program that best meets your business needs ECT or ECTPlus.
Merchant Benefits
· Provides the ability to accept checks as easily as credit cards
· Reduces or eliminates check losses
· Improves cash flow with funds available within two banking days
· Eliminates returned check fees and reduces bank fees
· Reduces labor costs associated with preparing paper checks for deposit
· Utilizes secure, automated processing
· Speeds customer check-out
· Provides easy reconciliation and record keeping
· Reduces check fraud
Customer Benefits:
· Maintains the same float as a paper check
· Provides a complete record of the transaction on their bank statement
· Reduces the risk from carrying cash and is cheaper than ATM transactions
· Improves the speed and ease at check-out
Minimizing Your Risk - Check Guarantee.
The EZCheck Check Guarantee service is a simple process at the point-of-sale. The sales clerk simply
enters the customer's information into the point-of-sale terminal or cash register. In less than four
seconds EZCheck authorizes the check from its database of millions of records, accessing both local
and national negative files of unpaid checks.
EZCheck profiles the transaction using proprietary shopping patterns and continuously updates this
database with check writing histories drawn from subscribing customers. With EZCheck's Check
Guarantee service, a merchant never has to lose a sale or delay a customer because of high check
writing activity. In addition, if a check we authorize does not clear, EZCheck quickly purchases it for the
full amount, up to the check limit, so you can increase your sales without increasing your risks. The
reimbursement process is simple and will improve your cash flow and reduce your administrative
expenses.
In the complicated world of business, the EZCheck Check Guarantee service allows merchants to
strike a balance between managing risk and providing the kind of service customers expect.
Benefits of Check Guarantee
Streamlines check approval at the point-of-sale and helps prevent check losses before they occur.
Accommodates checks from anywhere in the U.S. or Canada.
Provides full purchase of returned checks
Eliminates the cost of collection on dishonored checks.
Available 24 hours a day, seven days a week.
Check Guarantee Solutions For All Types of Businesses
EZCheck also offers a variety of check guarantee programs to meet specific business needs. All of the
benefits of our core check guarantee services are still available with these additional service options:
Mail Order/COD
With the EZCheck Mail Order/COD program businesses selling by mail, phone or catalog have the
ability to pre-authorize a consumer's check payment right when the order is received. Businesses not
only streamline operations and improve customer service but they can process and ship merchandise
immediately, knowing that payment is guaranteed through EZCheck. With the Mail/Order COD program
from EZCheck, business can expand their customer base as well as increase sales and profits.
EZCheck® Check Services, a unique information and payment services company, offers the most
advanced check systems in the industry. Backed by over 15 years experience in transaction processing,
EZCheck allows its customers to take full advantage of the new innovations in the world of electronic
commerce and provides the added safety and convenience of paperless money through its Electronic
Check Transfer (ECT) service. In addition, EZCheck offers a complete line of check guarantee, check
verification and collection services to the business community and is ranked among the top providers
of check services in the country.
Solutions that Build Long Term Customer Relationships
EZCheck specializes in delivering solutions that meet virtually every business's payment processing
needs. Through the company's wide variety of products and services it helps businesses accept more
checks and realize increased cash flow, while reducing risk.
EZCheck's desire to develop long-term customer relationships begins with its strong commitment to
provide unsurpassed value and service. As a privately held company EZCheck can adjust its resources
and customize programs as necessary to ensure complete customer satisfaction and maximize
merchant retention.
Houston-based EZCheck is a member of the Electronic Check Council, a committee of the National
Automated Clearing House Association, and the Electronic Transaction Association. EZCheck's
Corporate Leaders have over 30+ years of collective experience in the payments industry and were key
members of the team that first developed and marketed electronic check conversion in the mid 1990s.
Providing Excellence in Electronic Payment Services
Consumers like to write checks! It's still the most popular payment option chosen at the point-of-sale
today. Check sales account for over 50% of all non-cash payments at the point-of-sale. That’s more
than $650 billion annually. When merchants accept more checks, they make more sales. And
EZCheck™ Check Services is here to assure that your customers’ affinity for checks can be
accommodated by offering the most efficient and effective check acceptance programs in the industry
today.
So how do you distinguish between the good and bad check writer? Accept the wrong check and you
risk wiping out an entire day's profits. EZCheck reduces risk by providing access to the largest and
most accurately maintained database and risk management system in the country. With EZCheck,
merchants can accept more checks, increase sales and build their business by offering their
consumers a liberal check acceptance policy.
The Safe and Secure Process that Streamlines Operation - Electronic
Check Conversion (ECT)
The EZCheck® Electronic Check Transfer (ECT) program combines the benefits of paper checks with
the speed, ease and safety of electronic processing. It's just like accepting a credit card or debit card at
the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from
the customer's bank account to the business's bank account. Combined with Check Guarantee, this
service delivers a streamlined check acceptance process that eliminates returned checks and returned
check fees, while reducing paperwork and trips to the bank.
With the EZCheck ECT program, check writers will continue to benefit from the float of a paper check,
since the electronic item is processed through the banking cycle in the same amount of time as a
traditional paper check. It's a safe process that uses a secure bank system similar to those used for
direct deposits and ATM transactions.
The EZCheck ECT program helps businesses take full advantage of this new innovation in the world of
electronic commerce and provides the added safety and convenience of paperless money. Determine
the program that best meets your business needs ECT or ECTPlus.
Merchant Benefits
· Provides the ability to accept checks as easily as credit cards
· Reduces or eliminates check losses
· Improves cash flow with funds available within two banking days
· Eliminates returned check fees and reduces bank fees
· Reduces labor costs associated with preparing paper checks for deposit
· Utilizes secure, automated processing
· Speeds customer check-out
· Provides easy reconciliation and record keeping
· Reduces check fraud
Customer Benefits:
· Maintains the same float as a paper check
· Provides a complete record of the transaction on their bank statement
· Reduces the risk from carrying cash and is cheaper than ATM transactions
· Improves the speed and ease at check-out
Minimizing Your Risk - Check Guarantee.
The EZCheck Check Guarantee service is a simple process at the point-of-sale. The sales clerk simply
enters the customer's information into the point-of-sale terminal or cash register. In less than four
seconds EZCheck authorizes the check from its database of millions of records, accessing both local
and national negative files of unpaid checks.
EZCheck profiles the transaction using proprietary shopping patterns and continuously updates this
database with check writing histories drawn from subscribing customers. With EZCheck's Check
Guarantee service, a merchant never has to lose a sale or delay a customer because of high check
writing activity. In addition, if a check we authorize does not clear, EZCheck quickly purchases it for the
full amount, up to the check limit, so you can increase your sales without increasing your risks. The
reimbursement process is simple and will improve your cash flow and reduce your administrative
expenses.
In the complicated world of business, the EZCheck Check Guarantee service allows merchants to
strike a balance between managing risk and providing the kind of service customers expect.
Benefits of Check Guarantee
Streamlines check approval at the point-of-sale and helps prevent check losses before they occur.
Accommodates checks from anywhere in the U.S. or Canada.
Provides full purchase of returned checks
Eliminates the cost of collection on dishonored checks.
Available 24 hours a day, seven days a week.
Check Guarantee Solutions For All Types of Businesses
EZCheck also offers a variety of check guarantee programs to meet specific business needs. All of the
benefits of our core check guarantee services are still available with these additional service options:
Mail Order/COD
With the EZCheck Mail Order/COD program businesses selling by mail, phone or catalog have the
ability to pre-authorize a consumer's check payment right when the order is received. Businesses not
only streamline operations and improve customer service but they can process and ship merchandise
immediately, knowing that payment is guaranteed through EZCheck. With the Mail/Order COD program
from EZCheck, business can expand their customer base as well as increase sales and profits.
MERCHANT CONTACT
Steve Starzenski
System Analyst
PO Box 370084
Denver, CO 80237
(303) 987-9797
(800) 373-1073
Steve@Starze.net
Steve Starzenski
System Analyst
PO Box 370084
Denver, CO 80237
(303) 987-9797
(800) 373-1073
Steve@Starze.net
EZ Check